Deputy Head of Credit department / Head of Credit department

  • Shanghai, China
  • Competitive
  • Vollzeit
  • Festanstellung, Vollzeit
  • VTB Capital
  • 03 Dez 18

The role will be based in VTB Shanghai Branch. Depending on the profile it could be a Deputy Head of Credit department or Head of Credit department.

Principal Accountabilities

  • This position functionally reporting to HO credit and other respective departments / divisions
  • Ongoing communication with HO credit and other respective departments / divisions
  • Financial analysis of corporate customers’ financials for VTB SH and VTB HK Commodities team
  • Preliminary rating of corporate customers based on provided financials for VTB SH and VTB HK Commodities team
  • Drafting Term sheets based on requested transactions and client’s financial analysis
  • Drafting local Credit Committee proposals and HO Decisions for proposed credit deals
  • Draft facility documentation under PRC law, review with Legal counsel and negotiate wording with the client
  • Monitoring of Loan Facilities, confirm proper usage of funds by checking supporting documents, generate and review periodical monitoring reports
  • Prepared Reports for Credit Risk Factor Monitoring of existing clients on a monthly basis
  • On a monthly basis, prepared and submitted to Accounting Loan Loss Provision Rates
  • On a monthly basis prepared Russian Economic Overview (Regulatory requirement)
  • Quarterly prepare China Economy Update (Regulatory requirement)
  • Conduct Semi Annual Industry Analysis of existing and potential clients (Regulatory requirement)
  • Provide credit information for Chinese regulatory reporting
  • MBT (Chinese regulatory reporting system) regulatory reporting
  • Update VTB SH Credit Procedure
  • Together with coverage, undertake country credit strategy paper annually
  • Manage VTB SH Credit Committee Meetings.

Key Competencies & Qualifications

The person is expected to be a senior credit risk professional with more than 12 years’ experience in corporate banking and credit function.  He/she will supervise 1 or 2 credit analysts in the team.

We are looking for a  professional with fluent English, Mandarin/Russian.

The person is expected to be a graduate from one of the leading Universities.

The person should be exceptionally motivated, ambitious and intellectually curious; enthusiastic team player with strong analytical skills; results-focused achiever, responsible and able to handle multiple tasks simultaneously.