Credit Approval Manager, Virtual Bank (Retail and Corporate Credit) Credit Approval Manager, Virtual Bank (Retail and  …

Captiare Limited
in Hong Kong
Festanstellung, Vollzeit
Letzte Bewerbung, 18 Nov 20
Negotiable
Captiare Limited
in Hong Kong
Festanstellung, Vollzeit
Letzte Bewerbung, 18 Nov 20
Negotiable
Gepostet von:
Flora Yiu • Recruiter
Gepostet von:
Flora Yiu
Recruiter
My client, A virtual bank is looking for a credit approval manager fall under credit risk department and report to head of risk management.

Responsibilities:

  • Perform credit processing and credit underwriting for Unsecured Lending Products and Credit products for Treasury functions
  • Exercise credit judgment in evaluating applications relating to both personal and corporate credit facilities/loan products in compliance with the established policy guidelines as well as operating procedures and capable of striking a balance between risk and reward
  • Support quality check to ensure compliance with the regulatory requirements and credit policy
  • Prepare regular and specific MIS/credit management reports for management review
  • Perform various credit control and monitoring functions
  • Participate in system project implementation to achieve process automation and simplification and result in efficient operation
  • Perform ad hoc duties as assigned


Requirements:

  • University graduate or above in Risk Management, Finance and Accounting or related discipline.
  • At least 3-5 years experience in retail credit approval, exposure in treasury credit and corporate loan approval is a plus;
  • Well versed with credit judgment for both personal and corporate lending;
  • Strong analytical skills with ability to clearly articulate approval justifications (written and verbal);
  • Sound knowledge of Excel , PowerPoint or related analytic tools is preferred;
  • Proactive working attitude and strong sense of responsibilities;
  • Good command of both spoken and written English and Chinese (including Putonghua).
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