Credit Risk Officer, Structured Lending

  • Competitive
  • Hong Kong
  • Festanstellung, Vollzeit
  • UBS AG
  • 17 Nov 17
Hong Kong

Hong Kong

Job Type
Full Time

Your role
Are you a natural problem solver? Are you client and solution orientated? If so, we are looking for someone like this to:

- work closely with Business colleagues in the two divisions, as well as with Group Risk Control peers from different teams in different locations, to actively manage portfolio risks
- interact directly with clients to obtain relevant information to complete credit requests and review credit exposures and risk appetite
- evaluate counterparty credit risk based on an understanding of the counterparty's risk management techniques, trading strategies, and infrastructure, as well as a number of other quantitative and qualitative measures of credit worthiness. This may include client due diligence visits
- determine requirements for trading, collateral and security documentation, and be able to lead GRC responses on documentation negotiation
- evaluate transactional risks associated with trading activities across the Prime Brokerage, Fixed Income, Equities, Foreign Exchange business groups and Wealth Management Lombard Financing
- hold a delegated personal authority (within experience, and with regards to risk-based limits) to approve one-off transaction requests (or make appropriate recommendations to higher authority holders). This would include setting initial margin requirements, and managing communication flows with Business or GRC colleagues

About us
Expert advice. Wealth management. Investment banking. Asset management. Retail banking in Switzerland. And all the support functions. That's what we do. And we do it for private and institutional clients as well as corporations around the world.

We are about 60,000 employees in all major financial centers, in almost 900 offices and more than 50 countries. Do you want to be one of us?

Your team
Our Structured Lending Team is a specialist team of credit officers within Global Risk Control (GRC). The team is responsible for assessing, approving and monitoring the creditworthiness of Asia based Hedge Funds and North Asia Wealth Management clients, including Global Family Office clients. The Team applies a structured and organized approach to balance the clients' needs and the Bank's risk appetite and risk return.
The position will engage with both Investment Banking and Wealth Management businesses across the counterparty set, and reports jointly into respective GRC senior management.
Product focus includes Lombard Loans, Wealth Management Investment Products, Structured/Tailored Lending, Lending Against Illiquid Assets, Prime Brokerage, OTC Derivatives, Repos, Exchange Traded Derivatives, etc.

Your experience and skills
You have:
-university degree in Finance/Economics or a technical subject (such as Engineering, Sciences, Mathematics etc.)
-strong analytical and technical know-how with a successful proven track record and 5+ years of working experience in either Lombard, institutional credit (hedge fund, corporate, leverage finance, etc.), market risk or in other related areas
- excellent verbal and written communication skills; good command of English; Mandarin and/or other languages are an advantage
- IT-specific knowledge, in particular Excel and handling/manipulating large data sets. Any programming skills such as VBA will be advantageous
-solid understanding of financial markets and a passion to further your knowledge and drive to provide best in class client experience

You are:
- an open minded, highly motivated, inquisitive, self-driven individual with strong critical and logical reasoning abilities; capable of thinking in multiple risk dimensions and apply good judgment
- able to work in a fast paced team environment; can deliver under considerable time pressure (with attention to detail and accuracy), and independently with minimal supervision
- able to embrace constructive challenge; pro-actively identify issues and find solutions in a complex environment

What we offer
Together. That's how we do things. We offer people around the world a supportive, challenging and diverse working environment. We value your passion and commitment, and reward your performance.

Take the next step
Are you truly collaborative? Succeeding at UBS means respecting, understanding and trusting colleagues and clients. Challenging others and being challenged in return. Being passionate about what you do. Driving yourself forward, always wanting to do things the right way. Does that sound like you? Then you have the right stuff to join us. Apply now.