(Senior) Loan Officer - Iberia

  • Competitive
  • Luxemburg, Luxembourg Luxemburg Luxembourg LU
  • Befristete Anstellung, Vollzeit
  • European Investment Bank.
  • 23 Apr 18 2018-04-23

The (Senior) Loan Officer will identify, appraise, negotiate and monitor lending / guarantee / equity and quasi-equity operations in Spain according to EIB policies and procedures and with the objective to contribute to EU Policy goals.

The EIB, the European Union's bank, is seeking to recruit for its Operations Directorate (Ops) - Iberia Department (Iberia) - Public Sector, Structured Finance and Financial Instruments, Spain Division (Iberia -1) – Financial Instruments Unit (FIN INSTR), at its headquarters in Luxembourg, a:

 

 

(Senior) Loan Officer - Iberia

 

This is a full/part time position at grade 5/6

The term of this contract will be 4 years

 

The EIB offers fixed-term contracts of up to a maximum of 6 years, according to business needs,

with a possibility to convert to a permanent contract, subject to organisational requirements and individual performance.

 

Purpose

The (Senior) Loan Officer will identify, appraise, negotiate and monitor lending / guarantee / equity and quasi-equity operations in Spain according to EIB policies and procedures and with the objective to contribute to EU Policy goals.

 


Operating Network

Iberia-1 Division covers lending / guarantee / equity and quasi-equity transactions related to public sector, project finance, infrastructure and financial instruments operations in Spain. 

The successful applicant will report to the Head of Division and to the Head of Unit Financial Instruments and cooperate closely with colleagues working in the region and in the local office.

 


Accountabilities

 


Project origination process
•Track developments and monitor his/her target market, develop and maintain a network of public promoters and banking and equity  counterparts, screen proposals and identify business opportunities, including the implementation of centralized financial instruments and the development of decentralized financial instruments involving the utilisation of European Structural and Investment Funds or national budgetary funds, that best meet COP objectives.

Appraisal process
•Evaluate, at an early stage, the quality of potential projects and their chance of success, including where appropriate consultation with PJ, RM, JU, OCCO and the EIF in order to improve the effectiveness of the appraisal process. Origination will include predominantly  development of new financial instruments and equity transactions.
•Lead and coordinate the appraisal process in cooperation with other directorates also under the concept of Global Relationship Management.
•Structure loan / guarantee / equity proposals, evaluate their feasibility, analyse  risks, draft reports and lending proposals in cooperation with the appraisal team.

 


Negotiation of contracts
•Negotiate terms and conditions of new financial instruments with the managing authorities and other counterparts, in coordination with Mandate Management and JU.
•Negotiate terms and conditions of loan / guarantee / equity and other project documentation with promoters and other counterparts, in coordination with JU, RM, PJ, OCCO and the EIF.
•Organise contract signatures and assist, as applicable, in the disbursement process.

 


Management and operation of financial instruments

Where the EIB is appointed by a managing authority as its agent to manage and operate a financial instrument:
•Pursue the strategy set out in the investment strategy and business plan.
•Identify, evaluate and select appropriate financial Intermediaries (by issuing and publishing Calls for Expression of Interests).
•Negotiate, enter into, execute, implement and, if needed, amend operational agreements with the financial intermediaries.
•Monitor the implementation of the operational agreements.
•Prepare regular progress reports to the managing authority. 

 


Optimisation of operating tools and working methods
•Innovate and suggest improvements to existing tools, systems and products in response to changes in the operational framework.
•Ensure correct input of data relating to own area of activity into the management information system in order to contribute to the continuous improvement of working methods and development of products.
•Share his/her own information and experience in the management of operations with other members of the team in order to enlarge the knowledge and competencies of the team.

 


Value added, cost management and return on operations
•Ensure the quality and overall value added of lending / guarantee / equity and quasi-equity operations; make sure that the financial terms set by the Bank match the risk profile and the type of operation, in order to protect the Bank's interest and ensure that operations are as cost efficient as possible in the given context and provide for the risk on an overall basis.

 

 


Qualifications


•University degree, preferably in Finance/Business/Economics.
•A minimum of 5 years' experience in the financial sector, preferably in long term lending.
•Practical experience with commercial banks and the public sector in Spain would be an advantage.
•Expertise in financial analysis as well as in origination and credit risk assessment.
•Experience in the establishment, monitoring and management of financial instruments would be an important advantage.
•Knowledge of the standard computer tools.
•Excellent knowledge of written and spoken English and good command of French (*). Excellent knowledge of written and spoken Spanish is also essential.

 


Competencies

•Achievement Drive: Continually keeps an eye on performance, focusing on improving it, showing drive and determination to meet short and long-term goals.
•Change Orientation: Adapts to differences and changes in the environment; takes a flexible approach to reach outcomes.
•Collaboration: Works cooperatively as part of a team; works collaboratively with peers across organisational boundaries based on a genuine interest in and an accurate understanding of others and their individual perspectives and concerns.
•Organisational Commitment: Is willing to commit to an organisation whose mission is to support Europe and is open to diversity, and to align her/his own behaviour with the organisation’s needs and intrinsic values, acting with integrity in ways that promote the organisation’s mission, policies and rules.

 


 (*) There may be certain flexibility on this requirement, but limited to particularly suitable candidates who may not yet be proficient in French. If selected, such candidates will be hired on the condition that they build up rapidly knowledge of French and accept that their future career in the EIB may be subject to the attainment of sufficient proficiency in both of the Bank's working languages

 


Deadline for applications: 28th March 2018

 


We believe that Diversity is good for our people and our business. We promote and value diversity and inclusion among our staff and candidates; irrespective of their gender, age, nationality, race, culture, education and experience, religious beliefs, sexual orientation or disability