• Competitive
  • Singapur, Singapore
  • Festanstellung, Vollzeit
  • Citibank NA
  • 2018-09-21

GF - MME Risk Head, Citi Commercial Bank Singapore

GF - MME Risk Head, Citi Commercial Bank Singapore

  • Primary Location: Singapore,Singapore,Singapore
  • Education: Bachelor's Degree
  • Job Function: Risk Management
  • Schedule: Full-time
  • Shift: Day Job
  • Employee Status: Regular
  • Travel Time: No
  • Job ID: 18060149


Description

Profile Summary

You will be part of  the CCB Singapore Independent Risk team with responsibility for the portfolio  management activities and related risk management tasks in the Middle Market  segment. The team is part of the Global Functions  organization and partners the Citi Commercial Bank which specializes in  providing working capital finance, trade finance, treasury solutions and cash  management services to the Small and Medium Enterprise and Middle Market  corporate clients in Singapore.

Key Functions include:

  • Approve credit  proposals in accordance with the risk standards and underwriting criteria for  MME clients up to the delegated credit authority. 
  • Experience in complex  transactions involving acquisitions and structured trade products.
  • Provide  guidance for credit policies & procedures, structuring of credit facilities  and transaction requests. 
  • Conduct  periodic client visits and monitoring industry developments for early problem  recognition
  • Conduct  ad-hoc reviews, portfolio reviews and stress testing.
  • Engage in remedial  management actions including loan restructuring and tracking of scheduled  payments of past due transactions  
  • Engage in  regulatory reviews and ad-hoc meetings with internal and external auditors 
  • Participate in the  monthly In-Business Credit Approval Review Process, which is the review process  of credit transactions approved solely by Business. 
  • Ensure  annual reviews are carried out for all names in the portfolio
  • Proactively monitor  accounts in portfolio to ensure weak accounts are early identified and no late  classification.
  • Ensure effective using  of Early Warning Tools to identify and tackle potential problem accounts at  early stage to avoid or minimize potential loss.
  • Assist  the Business Partner to ensure good credit clients are originated and approved  with balance of risk and return. 
  • Maintain open dialogue  with the Sales teams, RMs and partners in other functions to develop risk  strategies for sustainable business growth and healthy portfolio.
  • Provide coaching,  training and challenging assignments to Business Credit Officers and actively  assess risk behaviors of Business Credit Officers with open feedback to their  direct managers


Qualifications

 Qualifications

  • You should preferably be a degree holder with minimum 10 years of credit experience in wholesale lending
  • You should also possess strong analytical, interpersonal and organizational skills with attention to details
  • Demonstrated ability to take intelligent risk and exercising independent and sound judgment
  • Excellent written and verbal communication skills are essential
  • Ability to work independently, strong team player, not afraid to take personal accountability, strong ethics and a positive work attitude
  • Stays current with the dynamic demands of the environment and clients
Singapur, Singapore Singapur Singapore SG