Responsibilities include • Provide effective analysis of credit including, worthiness of client, loan structure, risk return, client operating profile and industry profile including historical profit and loss performance, financial condition and cash flow. Presents credit approval recommendations to senior management. Thoroughly analyzes and recommends appropriate Borrower exposure to maximize risk return. Recommends appropriate risk rating for each customer/transaction as required Prior experience analyzing financial statements, excellent excel skills. Salary $110K + bonus.