About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.



At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.



Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.




Job Description



The core responsibilities for this role are as follows:

• Manage end-to-end onboarding reviews for financial institutions, payment institutions, fintech's and corporate clients, ensuring cases are assessed in line with regulatory requirements and internal policies.


• Conduct customer due diligence (CDD), enhanced due diligence (EDD), and financial crime risk assessments and refresh activities for new and existing clients.


• Assess client business models, ownership structures, products, services and control frameworks to determine alignment with Visa's risk appetite.


• Support onboarding discussions with clients and internal stakeholders to obtain information, assess risks and progress onboarding decisions.


• Review complex and high-risk applications, escalating material risks, and recommending appropriate mitigations where required.


• Act as a subject matter expert and escalation point within the team, providing technical guidance on onboarding, financial crime and regulatory requirements.


• Conduct quality control reviews of onboarding cases, providing constructive feedback, identifying trends and supporting continuous improvement across the team.


• Support quality assurance activities, control testing, and remediation actions to ensure onboarding standards are maintained.


• Maintain accurate case records, risk assessments, approvals, and audit-ready evidence to support governance requirements.


• Partner with Sales, Product, Compliance, Legal, Risk and Operations teams to resolve onboarding queries and support business objectives.


• Support training, knowledge sharing, and onboarding of new team members to build capability across the function.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.



Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.




Qualifications



Basic Qualifications:

• 5 years of relevant experience.


• Juris Doctorate degree from an accredited law school.


• Current member in good standing of a State Bar with the ability to become barred or a registered in-house counsel in the state where this role is located.

Preferred Qualifications:

• 5+ years' experience in AML, financial crime compliance, KYC, onboarding or risk management within the financial services, payments or fintech industry.


• Bachelor's degree or equivalent professional experience.


• Strong understanding of AML, CTF, sanctions, and financial crime risk management frameworks.


• Experience conducting customer due diligence, enhanced due diligence, and risk assessments.


• Strong analytical and investigative skills, with the ability to assess complex client structures and identify potential financial crime risks.


• Excellent communication and stakeholder management skills.


• Ability to manage competing priorities, meet deadlines, and maintain a high level of accuracy and attention to detail.


• Strong problem-solving skills and the ability to make sound risk-based recommendations.


• Proven ability to work collaboratively across teams in a fast-paced and regulated environment.


• ICA, ACAMS or other recognized financial crime qualifications.


• Experience onboarding financial institutions, payment institutions, fintech's or complex corporate customers.


• Experience conducting enhanced due diligence and reviewing financial crime control frameworks.


• Experience supporting quality assurance, regulatory reviews or process improvement initiatives.

Visa is an EEO Employer



Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.



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