Company: 2201 United Overseas Bank (Malaysia) Bhd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

Job Summary

We are seeking a highly analytical and detail-oriented analyst to join our Mortgage Risk team. The candidate will be responsible in managing risk for secured lending products by supporting credit policy development, portfolio monitoring, and implementing risk mitigation strategies through data-driven insights.

Job Responsibilities

• Conduct in-depth analysis to support proactive credit strategy formulation and sound decision-making.
• Prepare and update key reports, including Through-the-Door (TTD), Portfolio Quality Report (PQR), and Early Alert Review (EAR), ensuring accuracy and timeliness.
• Perform system testing for monthly and quarterly releases to maintain operational integrity.
• Deliver ad hoc analysis and provide support for business initiatives as required.
• Assist in regulatory reporting and ensure compliance with internal risk policies and external requirements.
• Collaborate with cross-functional teams - Credit, Business Analytics, Product, Operations, Collections, and system support - to maintain portfolio quality and drive new initiatives.
• Identify opportunities to enhance existing risk assessment processes and recommend improvements.

Job Requirements

• Bachelor's degree in Mathematics, Statistics, Computer Science, Engineering, or a related field.
• Minimum 7 years of experience in credit risk, portfolio analytics, or similar roles within financial services.
• Strong understanding of secured lending products and risk management principles.
• Proficiency in data analysis tools such as SAS, SQL, Python, and Excel; experience handling large datasets.
• Excellent communication and interpersonal skills.
• Self-motivated, detail-oriented, and committed to delivering high-quality work.
• Ability to work independently and collaboratively within a team environment.
• Strong command of English, both written and verbal.

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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