Responsibilities

1. Lead proposition governance and ensure smooth running of the Proposition Governance Committee; produce and present key papers
2. Own reporting of client fair value metrics and Consumer Duty outcomes; produce the annual holistic Client Fair Value Assessment
3. Maintain a client-centric end-to-end proposition delivering fair value and preventing foreseeable harm
4. Define clear market positioning and differentiation aligned to corporate strategy
5. Partner with senior leaders to evolve the proposition to enhance client outcomes, competitiveness and commercial performance
6. Enhance proposition MI and reporting to identify risks, enable swift escalation and mitigate client harm
7. Interpret complex data to inform proposition decisions; act as trusted adviser to executive leadership
8. Lead impact assessments for industry, competitor and regulatory change; oversee actions to closure
9. Ensure alignment with internal governance frameworks and evolving regulatory expectations
10. Manage third-party relationships, including significant outsource service providers

Requirements

1. Extensive experience in wealth management and financial planning, including competitor awareness
2. Proven end-to-end proposition management and oversight within wealth management
3. Deep understanding of mass affluent financial planning products, client advice journeys, governance and reporting
4. Strong knowledge of the UK wealth and asset management regulatory landscape, with emphasis on the Consumer Duty
5. Advanced commercial and analytical capability; adept with complex data